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We are finishing up compiling the questions and answers, and will be posting them on this page as we get them done. Please check back often as new questions come in.
1 |
How can you afford to offer such great coverage for such a low price? - Paul, from Florida
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Well, first off, we are not paying for big offices, large inflated salaries for CEO's that don't actually do the work and other unnecessary expenses. We have figured what it will take to operate a program like this so that more of the 'premiums' that you would pay to an insurance company can be used in better ways.
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If I am unable to pay the monthly maintenance fee, will I loose my coverage? - Nancy, from Michigan |
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We are not like a typical insurance company. We are 'people' too. If you are having a tough time and need a little more time to pay your monthly maintenance fee, please contact us and we will be more than happy to work with you. We are a group of people that want to make sure that everyone has an opportunity to participate in this program. |
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I have been looking for life insurance from other companies and am confused on how much life insurance I really need. I have only one child at this time, but hope to have more. My wife doesn't work at this time. What do you think? - Steve, from California |
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This is often a confusing issue. Some insurance agents suggest that you have at least 5 times your yearly income, but then others indicate that your responsiblities change with your age, so you need to keep adjusting your policy. We have made it simple. Once we have reached 20,000 members, the benefit will be 1 million dollars. We feel that this will be more than enough to handle most people's needs. |
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4 |
There seems to be a large range in prices for a similar insurance policy from different insurance companies. Why such a large discrepancy? - Brian, from California |
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Life insurance premium rates are not regulated, and companies compete by charging different rates for the same basic policies and additional features. Shopping for life insurance pays off, in our case "Life Assurance". |
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You can sign up for free until we have reached 1,000 members.
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