Here is the very basic information that you need to see if this is right for you. We are assembling a group of individuals that feels there is a better way to take care of their families when they pass. This is NOT a traditionial insurance policy and is NOT regulated by any state agency.

This is just common people coming together and saying, "I want to make sure that my family is taken care of when I am no longer around." This is very affordable and no one will be turned down for any reason. You do not have to disclose any personal information about your health, your lifestyle, your occupation, or any of the other 'excuses' that a traditonal insurance company may use to charge you more or not to cover you at all.

We are offering a FREE sign up with no renewal costs. You will never have to tender a dime for your Joining or renewing every year. Once we have reached 1,000 members we will start our monthly maintenance fee of 20.00 USD. You can either be invoiced the 20.00 USD monthly or pay a full 240.00 USD up front to cover your maintenance fee for a whole year. 50% of your maintenance fee’s go towards paying the utilities and cover carrying costs, the other 50% gets put aside in the Members Pool. The Members Pool is set aside specifically to guarantee that your loved ones get the proper amount of funds from the member body base.

Once we reach 20,000 is when your donations start to go down and we will have hit our 1 million dollar coverage. You will see on the donation chart that in some cases, there is an overage amount. Anything over the amount of 1 million goes into the Members Pool or office maintenance. The only other time that we will request funds from you, is if and when a member in good standings passes. The contribution for when a member passes starts at 50.00 USD Once we have reached 20,000 members, it will start to go down one dollar at a time. Once all of the funds have been collected, we will contact the primary beneficiary to set up payment arrangements.

For more detailed information, please click here for the full discription.

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If you would like to give us your opinion about what you see here on this web site, please take a minute and visit our Feedback Form. You can tell us anything anonymously. This is why this program has been improved! You 'talked' and we listened!